Monday, July 21, 2025

๐Ÿ›ก️ Why You Should Buy Term Insurance Through an Advisor – Not Just Online

๐Ÿ›ก️ Why You Should Buy Term Insurance Through an Advisor – Not Just Online

1. ๐Ÿง  Proper Need Analysis

An advisor understands your unique life goals, liabilities, income, and family structure.
Online tools = Generic.
Advisor = Personalized.

> ๐Ÿ” Example: Should you take ₹1 crore or ₹2 crore cover? A trained advisor helps calculate this based on your EMIs, children's education, and spouse's dependency.




---

2. ๐Ÿ“„ Help with Claim Settlement

Buying a policy is easy. But what happens during a claim?
An advisor can guide your family, help with documentation, and follow up with the insurer – which an online portal will not do.

> ✅ Claim Support = Peace of Mind




---

3. ⚠️ Avoiding Technical Mistakes

Many people make errors while filling forms online:

Wrong income

Missed health disclosures

Incorrect nominee details


These mistakes can cause claim rejection later.
An advisor ensures everything is filled correctly and honestly.


---

4. ⏱️ Time-Saving & Human Support

Instead of comparing 20 plans and reading fine print, your advisor does the hard work and presents you with the best, most relevant options.

> ๐Ÿ“ž Need to increase cover later? Change nominee? Ask doubts? Your advisor is just a call away.




---

5. ๐Ÿ†“ No Extra Cost to You

Term insurance premiums are the same whether you buy from an advisor or online.
So why not choose the personal support and service?


Contact for more info 7737726236

No comments:

Post a Comment

How much money do I need for retirement at the age 55 my current expenses are 50k per month current age 30

 To retire at age 55 with ₹50,000 monthly expenses today and you're currently 30 , you need to account for inflation , retirement durat...